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Generated January 23, 2018

Method of processing a check and an apparatus therefor

Patent Number: 6,845,366

Patent Information

Abstract
A device captures an image of a check having a payee and/or a payor field. Payee data and/or payor data contained in the payee field and/or the payor field is extracted from the captured image. Extracted payee data and/or extracted payor data is stored in a data warehouse to allow a user to generate business-related information based upon the extracted payee data and/or the extracted payor data.
Patent Number: 6,845,366
Issue Date: 2005-01-18

Primary Category

Biographical Information

Assignee

Executive Summary

Summary

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It has ► Log In claims, which is ► Log In than average for this category.

Its proximity to basic research is ► Log In than others in this category, and it displays ► Log In technology cycle time.

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For example, a score of 90 means that 90% of similar patents had lower scores.

Patent Grant Time

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Patent grant time can be influenced by many factors. Activities within the USPTO that are beyond the control of patent attornies can influence grant time, but short grant times can also indicate well-written patents and dedicated efforts to respond rapidly to USPTO office actions with strong arguments. Shorter grant times are preferable, and the scores for this section are inverse measures — higher scores are better.

Patent Claims

This patent has ► Log In claims compared to others in this category.

The number of claims in a patent is correlated with its strength. Because greater claim counts increase the cost of a patent, more claims can indicate the importance an applicant assigns to a patent. Importantly, some may elect to file claims across multiple patents. A higher score in this metric indicates more claims, relative to others in this category.

Citations From Other Patents

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Citations from other patents are an important measure of the significance of a patent. More citations indicate that other technologies build on a patent. Higher scores in this metric are better, and indicate more citations from other patents.

Citations to Other Patents

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A lower number of citations to other patents can be a sign of diminished patent strength. More citations indicate dependence on more other technologies. Higher scores in this category are better, and indicate fewer citations to other patents.

Research and Innovation Indicators
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Proximity to Basic Research

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Proximity to Basic Research

This patent has ► Log In proximity to basic research compared to others in this category.

Proximity to basic research is measured by comparing the number of citations to non-patent literature among a cohort of patents. Because most non-patent citations are primary research papers, a higher count indicates greater proximity to basic research.

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Citations

Patents cited by this patent

Patent Title
6,683,697 Information processing methodology
6,611,598 Self-authentication of value documents using encoded indices
6,574,377 Electronic check image storage and retrieval system
6,431,439 System and method for the electronic storage and transmission of financial transactions
6,390,362 Method and device for preventing check fraud
6,384,844 Method and apparatus for use in entering financial data into an electronic device
6,370,266 Financial document processing system and method of operating a financial document processing system to verify zone coordinates
6,366,956 Relevance access of Internet information services
6,363,162 System and process for assessing the quality of a signature within a binary image
6,338,049 User-generated traveler|s checks
6,317,745 Trusted third party data structure for electronic funds transfer and bill presentment
6,301,379 Electronic check presentment systems and methods employing volatile memory datastore access techniques
6,073,121 Check fraud prevention system
6,070,141 System and method of assessing the quality of an identification transaction using an identificaion quality score
6,032,137 Remote image capture with centralized processing and storage
5,956,700 System and method for paying bills and other obligations including selective payor and payee controls
5,832,464 System and method for efficiently processing payments via check and electronic funds transfer
5,819,291 Matching new customer records to existing customer records in a large business database using hash key

Patents that cite this patent

Patent Title
9,336,437 Segregation of handwritten information from typographic information on a document
9,082,007 Image recreation using templates
8,121,950 Method of processing a check and an apparatus therefor
7,983,468 Method and system for extracting information from documents by document segregation
7,920,742 Image processing apparatus, program and recording medium for document registration
7,020,320 Extracting text written on a check

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